Motor
Insurance - Business Insurance Information
About
Motor Insurance
The
Law says that any vehicle used on the public highway must be covered
by a motor insurance policy. If you, your employees or anyone else
working for your business use a vehicle for work then you should
check that:
- every
vehicle owned by your business is covered by insurance
- any
employees' vehicles used for, or in connection with, your business
must be extended to cover use for employer's business
- any
private policy that you may have is extended to cover use for
and in connection with your business
You
should make sure that the cover provided by the policy is appropriate
as there are different classes of business use.Travelling sales
people or commercial representatives are considered differently
from those making only occasional business trips. If you own several
vehicles you may be able to get fleet cover that might offer better
terms.
You
need to check the licences of all drivers and advise your insurers
of any motor convictions in the last five years. Otherwise, you
will not be correctly insured. You should consult an Insurance Company
about which types of insurance best meet the needs of your business.
List
of Major Commercial Vehicle Insurance Providers
OCIS
provide general insurance information, we urge you to consult the
General
Insurance Standards Council
before making any important decisions about your insurance. |
