Guardian
Finance Company Information
About
The Guardian Finance Company
Guardian
Finance personal loans and mortgages are available to all applicants
aged over the age of 21. Guardian Finance are able to arrange two
types of loan:
-
Secured loan - you must be a homeowner (the loan being secured
to your property)
- Unsecured
loan where you must be a homeowner (the loan being arranged without
security).
Secured
loans are usually cheaper, they often have no upper limit and a
degree of tolerance is accepted in the case of a previously poor
credit history such as mortgage arrears, court orders etc. Secured
loans also welcome the self- employed applicants and those applicants
who might not be able to fully prove income. Unsecured loans are
usually more expensive than a secured loan and can be more difficult
to obtain as the acceptance criteria is much more stringent.
Mortgages
are also available for remortgage or property purchase. Guardian
Finance have some very special plans that will accept all sorts
of unusual and difficult problems, so give them a try.
If
you have been turned down previously for a loan or mortgage Guardian
Finance be pleased to consider your enquiry. Guardian Finance will
also consider mortgages on land, business premises and properties
of unusual construction
In some cases Guardian Finance are not paid for arranging your loan
or mortgage or the amount they are paid is reduced, under these
circumstances a fee may be charged for arranging the loan or mortgage.
The fee is only paid on completion and is usually deducted from
the advance. Guardian Finance will always tell you how much the
fee will be before you make any commitment.
Guardian
Finance make NO charge up front for arranging a loan or mortgage
and you will never be asked to part with any money except where
a mortgage valuation is required
Once
you have made your application you are able to track it’s progress
online. Login to the Guardian Finance website and see how your application
is getting on, you will l find up to date information about your
loan or mortgage, Guardian Finance tell you what items are still
outstanding, when the surveyor may be calling or when your cheque
has been released.
Guardian
Homeloans Limited
Finance House
Derby Street West
Ormskirk
Lancs L39 3NH
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