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Phone-A-Loan Review

 

Phone-A-Loan Company Information

 

About The Phone-A-Loan Company

Phone-A-Loan is one of the largest alternative finance companies in the UK and a lender for over 30 years. Phone-A-Loan provide an extensive range of loan facilities and services, including personal loans, commercial loans and mortgages, secured personal loans and mortgages, vehicle Hire Purchase, vehicle leasing.


Phone-A-Loan are a major "All Status" provider of finance who specialise in providing financial solutions to thousands of private individuals, as well as large and small companies, who have very different financial needs


Phone-A-Loan has a portfolio of facilities that cover every finance sector ranging from people who have a perfect credit record to those who have had difficulty obtaining credit.

Phone-A-Loan can provide you with a Loan and Mortgage if you are:

  • Employed
  • A Public Limited Company
  • Self Employed (without accounts)
  • Self Employed (with accounts)
  • Receiving State Benefits
  • A Landlord
  • Receiving Pension income
  • A Limited Company

Phone-A-Loan can help if you have...

  • A perfect credit record
  • County Court Judgements - Any number or amount.
  • Mortgage Arrears
  • Been Bankrupt or have an IVA
  • Defaults
  • Been or are being repossessed

Phone-A-Loan understand that circumstances are both personal and individual to all of their clients, so the Phone-A-Loan product range caters for everyone's needs, which means that if you have a perfect credit history they can assist and if you have had difficulties they can also help.

Approximately 2 million County Court Judgements are obtained against individuals every year in the UK. Five percent of homeowners are over 2 months in arrears with their mortgage. Thirty percent of mortgage and re-mortgage applications are rejected because they didn't meet the strict lending criteria of the High Street lenders. Only a few years ago, if you did not have a near perfect credit record, you would find it practically impossible to obtain a loan.


In the 1990's Phone-A-Loan recognised that many people where experiencing financial difficulties not because they were poor at managing their own affairs but due to being the victims of the worst recession in living memory


Phone-A-Loan have terms to meet your unique situation, however complicated or simple you may think your circumstances are, and will deliver the highest customer service standards to you. Phone-A-Loan employ over 80 members of staff who are dedicated to dealing with your enquiry and appreciate that the world of finance can appear confusing at times. Every employee is trained to PROVIDE YOU WITH THE MOST COMPETITIVE FINANCE DEAL AVAILABLE.

 

 


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