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Provident Financial Review

 

Provident Financial Company Information

 

About The Provident Financial Company


Provident Financial are market leaders in home credit in the United Kingdom and Ireland. They also have a successful credit card business.


Provident's speciality is home credit – small, short-term, unsecured cash loans. Local agents deliver the money to their customers’ homes and call every week to collect repayments. There is an up front fixed charge with no default or penalty charges whatsoever – even if a customer misses a repayment or takes longer to repay their loan. Their service is simple, convenient, flexible and transparent. Provident's 1.5 million home credit customers are from all walks of life and they value the service they provide.

anquis Bank offer a different kind of credit card specially designed for people who often find themselves excluded by other lenders – people who may have limited or no credit history, people who may have had credit problems in the past but are now considered able to manage a credit card, and people earning lower incomes.


Provident Financial history dates back to 1880 when Provident was founded to provide affordable credit to working class families in industrial West Yorkshire. Since then they have grown to become the UK‘s leading provider of home credit with a successful credit card operation. Provident Financial obtained a London Stock Exchange listing in 1962 and today is a FTSE midshare 250 company.


In 1997 the home credit model was transferred overseas, initially in Poland and the Czech Republic and then to additional countries as part of the strategy to develop new sources of growth outside the UK. Since that time the international division expanded rapidly and in 2007 the company implemented a separate listing for the international business. It now trades independently as International Personal Finance.

A further change in 2007 was the sale of the company’s motor insurance business, Provident Insurance to Car Care Plan (Holdings) Limited (a subsidiary of GMAC Insurance Holdings Inc.).

Provident Financial is registered in England no: 668987.

Provident Financial plc.,
Colonnade,
Sunbridge Road,
Bradford
BD1 2LQ

Provident Unsecured Personal Loan

 


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