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  UK Mortgage Information

UK Mortgage Lenders

A Mortgage Lender is a bank, mortgage company, or mortgage broker offering mortgages. Many institutions only "originate" loans and then resell the obligation to third parties.

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UK Mortgage Brokers

A Morrtgage Broker assists in the business of arranging funding or negotiating contracts for a client but who does not loan the money himself. Brokers usually charge a fee or receive a commission.

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Non Status Mortgages

You can obtain a Non Status Mortgage even if you have or have had credit problems in the past. They can also be viable for the self employed who have difficulty getting a mortgage.

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Buy To Let Mortgages

Buy-to-Let is a joint initiative between the Letting Agents and Mortgage Lenders. The Buy-to-Let scheme is there to help private individuals invest in property to let.
 

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Commercial Mortgages

Purchasing commercial premises can be an excellent investment. Owning a property gives your business stability, and the property can become a significant asset.
 

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Self Cert Mortgages

Self-certification mortgages are designed for self employed people who are traditionally considered to be in a higher risk category than non-self employed individuals.

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Remortgage

If you feel you are paying excessive rates of interest on your mortgage compared to other mortgage lenders then a remortgage may save on your monthly payments.
 

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Mortgage and Loan Calculators

Many mortgage and loan companies have their own calculators which is a useful tool to help you, the consumer, gain an estimate of what your mortgage repayments would be.

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Mortgage Calculator

Here at OCIS we have our very own Mortgage Calculator which is situated on our sister site Finance Central for you to work out what any future mortgage repayments might be.

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