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  UK Pensions & Life Information

Pensions & Annuties

A pension is a type of savings scheme that you and your employer or just your employer contributes to during your working life. When you retire you are entitled to draw the money in the scheme either in a lump sum or annually.

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Stakeholder Pensions

Stakeholder pensions are a type of low-cost pension that are designed to ensure that moderate earners have access to private pension provision

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Life Assurance

Life Assurance if an insurance policy that pays a lump sum to the beneficiaries when the insured person dies. (Assurance means the same as Insurance where life insurance is concerned).

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Life Insurance

Life Insurance is protection against the death of the insured in the form of a payment to a designated beneficiary, typically a family member or business.
 

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Traded Endowments

Traded Endowments are a type of funding to be kept permanently and invested to give income for the continued support of an institution or organisation.
 

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Insurance Bonds

A bond is a certificate which shows a debt. The issuer of the bond promises to pay the holder a specific amount of interest for a specific length of time. The loan is repaid on the maturity date.

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